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Understanding Damage Caps in Missouri Medical Malpractice Cases

Medical malpractice cases are among the most complex and contentious types of civil litigation. They involve serious injuries or death allegedly caused by healthcare provider neglect. In Missouri, as in many other states, the legislature has imposed limitations on the amount of damages that a plaintiff can recover in such cases. These limitations are known as "damage caps." Understanding Missouri's statutory damage caps is essential for attorneys, plaintiffs, and healthcare professionals alike.

Types of Damages in Medical Malpractice Cases

In any personal injury lawsuit, including those involving medical malpractice, a plaintiff may recover both economic and non-economic damages. Economic damages include calculable losses such as medical expenses, lost wages, and future earning capacity. Non-economic damages refer to more subjective losses like pain and suffering, emotional distress, loss of enjoyment of life, and loss of consortium.

Missouri does not impose caps on economic damages in medical malpractice actions. However, non-economic damages are subject to specific limitations put in place by the state's legislative representatives.

Statutory Framework: Section 538.210, RSMo

Missouri's damage caps are codified under Section 538.210 of the Revised Statutes of Missouri (RSMo). The current version of the statute was included in Senate Bill 239 in 2015, which was enacted to address constitutional concerns raised by prior court rulings striking down caps.

Under Section 538.210.1, non-economic damages in medical malpractice cases are capped at:

  • $400,000 for non-catastrophic personal injury cases
  • $700,000 for catastrophic personal injury or wrongful death cases

These caps are subject to annual inflation adjustments. The Missouri Department of Insurance publishes these adjustments yearly. As of 2024, the adjusted caps are:

  • $473,444 for non-catastrophic injuries
  • $828,529 for catastrophic injuries or wrongful death

Catastrophic vs. Non-Catastrophic Injuries

Section 538.205(1) defines "catastrophic personal injury" to include the following types of injuries:

  • Quadriplegia
  • Paraplegia
  • Loss of two or more limbs
  • Permanent cognitive impairment
  • Irreversible major organ failure
  • Severe vision loss (legally blind)

Cases that do not meet these criteria fall under the "non-catastrophic" category. Importantly, it is up to the court to determine whether an injury qualifies as catastrophic under the statute based on the evidence presented at trial.

Constitutional Challenges and Legislative Response

Missouri's damage caps have been the subject of significant legal debate. In Watts v. Lester E. Cox Medical Centers, 376 S.W.3d 633 (Mo. banc 2012), the Missouri Supreme Court struck down a previous version of the cap on non-economic damages in common-law medical malpractice claims, holding that it violated the plaintiff's right to a jury trial under the Missouri Constitution.

In response, the Missouri legislature passed Senate Bill 239 in 2015, which reframed medical malpractice claims as statutory causes of action rather than common-law claims. By doing so, lawmakers were able to circumvent the Watts ruling and reimpose caps in a constitutionally permissible manner.

Punitive Damages and Other Limitations

It is also important to note that punitive damages are treated separately from non-economic damages. Under Section 510.261, RSMo, punitive damages are only available if the plaintiff can prove, by clear and convincing evidence, that the healthcare provider intentionally caused damage to the plaintiff or demonstrated “malicious misconduct” that led to the claimed damages.  This is a higher standard compared to other personal injury claims, such as those arising out of automobile collisions and defective products.  

Recent amendments to Missouri law require a plaintiff to seek court approval before including a claim for punitive damages in their petition. This procedural safeguard is intended to limit frivolous or excessive claims and is especially relevant in medical malpractice litigation.  

Practical Implications for Plaintiffs and Attorneys

The presence of damage caps significantly influences the value of medical malpractice claims in Missouri. Even in cases involving substantial pain and suffering or permanent disfigurement, non-economic damages are limited by law. This is compounded by the fact that cost of pursuing medical malpractice cases is higher due to the need for one or more qualified expert witnesses willing to testify in support of the plaintiff's claim.  This affects litigation strategy, settlement negotiations, and the willingness of attorneys to accept certain cases on a contingency basis.

For plaintiffs, the caps may feel unjust, especially in cases involving devastating but non-catastrophic injuries.

Critics argue that the statutory limits arbitrarily reduce compensation for genuine harm, disproportionately affect the most vulnerable victims, and allow healthcare providers to escape accountability for negligent care.

Supporters, on the other hand, contend that caps are necessary to control healthcare costs, reduce frivolous lawsuits, and ensure the availability of medical services.

Conclusion

Missouri's statutory caps on non-economic damages in medical malpractice cases play a central role in the state's civil justice system. Codified in Section 538.210, these caps reflect a legislative balancing act between protecting patients' rights and maintaining the integrity and affordability of healthcare. While they remain controversial, the current framework has withstood constitutional scrutiny and continues to shape the landscape of medical malpractice litigation in Missouri.

Understanding these limitations is crucial for anyone involved in a malpractice claim—whether as a plaintiff seeking justice, a defendant safeguarding professional integrity, or a legal advocate navigating the complexities of Missouri law.

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